研究开发 Research and Development
小额信贷部以前的研究开发工作开展的不是很好，2007年将加大在此方面的投入力度。 Since research and development work of Microfinance Program Department is relatively weak in the past, we will input more efforts and resources into research and development in 2007研究开发工作主要包括专题研究和营销推广。。The research and development work includes special research and marketing promotion. 
2007年，我们计划召开一个高规格的小额信贷国际研讨会，一是认真研究我国小额信贷发展的现状及出路，二是扩大基金会小额信贷的影响，三是利用研讨会为平台，为基金会小额信贷寻求更多的合作机会。In 2007, we plan to hold a high-level international seminar on microfinance. In holding this seminar, we have three objectives: first, to study the current situation and development trends of China’s microfinance business; second, to widen the influence of CFPA’ microfinance business; third, to seek new cooperation opportunities by using the seminar as a platform.    
5.4.1
专题研究 Special Research
专题研究主要包括业务研究、工作研究和基础研究等。 Special research includes business research, work research, and basic research.业务研究主要围绕小额信贷的业务需求展开，但需要进行宏观经济形势、财政货币政策、金融市场改革与发展、小额信贷市场的政策动向和试点动态等方面的关注和研究。 Business research will focus on the demands for microfinance business, but research on macroeconomic situation, fiscal and monetary policy, reform and development of financial market, and policy trends and pilot program of microfinance market will also be carried out.工作研究主要是就研究部本身的组织管理架构、成本与效益、发展思路、自我评价等进行探讨；基础研究主要是国内外关于小额信贷的理论、体制模式、运行机制等方面的深度研究、创新研究和比较研究等。 Work research will focus on studying research department’s  organizational and management architecture, cost and benefit, development concepts and self- assessment. Basic research will focus on depth research, innovative research and comparative research on domestic and foreign theory, system mode and operating mechanism of microfinance. 

华译网北京翻译公司翻译过大量有关营销推广的文件资料,Beijing Chinese Translation Service Company has translated many technical documents about Marketing Promotion
5.4.2
营销推广 Marketing Promotion
营销推广主要是定期或不定期有针对性地撰写对外宣传和营销推广所需要的新闻稿、专题文章，维护和更新网站，印刷或出版相应刊物、制作光盘，举办各种形式和档次的研讨会、座谈会、说明会、展示会、媒体通气会和专题讲座，特别是考虑从2007年举办国际研讨会来吸引社会目光，推广基金会小额信贷的品牌，并开发社会资源。 The activities of marketing promotion include: to write news release and feature articles for publicity and marketing promotion regularly or irregularly; to maintain and upgrade website; to print or publish relevant magazine and make disc; to organize and hold various forms of seminar, symposium, public meeting, display conference, media connection conference and subject talk. Particularly, we plan to hold an international seminar on microfinance in 2007 to promote the brand of CFPA’s microfinance business and develop social resources. 

5.5
财务信息管理 Finance and Information Management
5.5.1
规范统一财务管理制度 Standardize and Unify Financial Management System
(1)制定基金会小额信贷操作机构统一的财务工作指引，即在管理制度上执行统一标准。(1) We will formulate unified financial accounting guideline for CFPA’s microfinance operating institutions, i.e. formulate unified standard for financial management system. 会计科目的名称、代码、归集、核算均统一化。 The name, code, bunching and calculation of accounting title shall be unified.
(2)各项费用开支设立统一标准。(2) We will formulate unified standard for each item of expenditure.兼顾地区的差异，由总部制定每项费用开支指引。 Taking regional difference into account, the headquarter will formulate guideline for each item of expenditure. 以差旅费为例，总部规定整个机构差旅费标准，各SSCOP根据当地实际情况，形成各SSCOP差旅报销制度，报总部批准备案。 For example, the headquarter stipulates the standard of traveling expenses for whole institution. Then each SSCOP formulates its rules for reimbursement of traveling expenses according to actual circumstance and submits it to the headquarter for approval. 
(3)完善统一小额信贷操作机构资金管理、资产管理、财务支出审批和预算管理相关制度，并切实执行。(3) We will improve and unify regulations and rules concerning funds management, assets management, financial expenditure approval and budget management for microfinance operating institutions and  enforce these regulations and rules.

5.5.2
以全面预算管理为中心的财务控制 Exert Financial Control with Focus on Overall Budget Management
总部根据自身的资源状况和发展潜力，科学合理的全面预算规划，保障对小额信贷操作机构管理的各个环节进行实时、动态、全面的控制，充分发挥会计的监控职能。 The headquarter will, according to available resources and development potential, make scientific and rational overall budget planning to ensure that it can exert real-time, dynamic and overall control over every link of management of microfinance operating institutions and bring full play of monitoring function of accounting.  预算管理是小额信贷操作机构财务管理的核心。 The budget management is the core of financial management of microfinance operating institutions.